Patients
Dental insurance we accept
We accept most major dental PPO plans and work hard to maximize your benefits. If you do not see your carrier below, call us at 916-538-6900 and we will verify your coverage before your visit.
Accepted carriers
PPO plans we are in-network with
We are in-network with the major dental PPO carriers listed below. Coverage details vary by employer group and plan tier, so the most reliable way to confirm your benefits is a quick phone call with your member ID in hand.
Preferred provider
Delta Dental
We participate in Delta Dental PPO and Delta Dental Premier. DeltaCare USA (HMO) patients can also select our office as their primary provider.
In-network PPO
MetLife
We accept MetLife PPO (DPPO) plans. Your exact savings depend on your specific plan, which we verify before treatment.
In-network PPO
Aetna
Aetna PPO and Indemnity plans accepted. Coverage varies by employer group, so we confirm your benefits before your visit.
In-network PPO
Cigna
We accept most Cigna dental PPO plans. Deductibles and benefits vary by plan tier, so we confirm your coverage before your visit.
In-network PPO
Anthem Blue Cross
We participate in the Anthem Blue Cross network. Dental Prime and Dental Blue PPO plans are both accepted.
PPO and HMO (Federal only)
Blue Shield
We accept Blue Shield PPO plans. For the HMO, we are in-network only for the Federal Employee plan. Orthodontic coverage and waiting periods vary by plan, so we confirm the details before treatment.
In-network PPO
Guardian
Most Guardian PPO plans accepted. Rollover and annual maximums depend on your specific plan.
In-network PPO
Principal
Principal PPO plans accepted. Annual maximums and benefits vary by plan, so we confirm your coverage before your visit.
In-network PPO
United Concordia
We accept Active PPO (Concordia Preferred), Passive PPO (Concordia Flex), and UCElect plans.
In-network PPO
UnitedHealthcare
We accept UnitedHealthcare Premier plans. Deductibles and benefits vary by plan, so we verify your coverage before treatment.
In-network PPO
Humana
Individual Preventive Plus, Loyalty Plus, and Veterans Preventive Plus plans, plus Humana group PPO and Traditional Preferred plans.
In-network PPO
Premier Access
Sacramento-based carrier. We accept their group PPO plans and Covered California pediatric dental coverage.
Do not see your carrier? Call us at (916) 538-6900. We may still be able to bill as an out-of-network provider and help you get the maximum reimbursement your plan allows.
How your benefits work
We do the paperwork. You get the care.
Bring your insurance card to your first visit or send us your member ID ahead of time. We verify coverage, submit claims on your behalf, and collect only your estimated copay at checkout. If anything changes after the insurer processes the claim, we follow up with you directly.
What if my carrier is not listed?
We can often bill out-of-network carriers and help you get the highest reimbursement your plan allows. Call our office with your carrier name and member ID and we will run a benefits check.
Do you accept Medi-Cal or Denti-Cal?
We do not participate in Medi-Cal or Denti-Cal at this time. Patients with Medi-Cal coverage are welcome to ask our team about private-pay and financing options, including Cherry and CareCredit.
Is there a Veterans Preferred Plan?
Yes. We offer a Veterans Preferred Plan for veterans and their families. Ask our front desk about the veteran courtesy and current details when you book.
What happens if my plan does not cover a recommended treatment?
We give you a clear written estimate before we begin. If your plan covers less than expected, we will walk you through your options including phasing treatment, financing through Cherry or CareCredit, or adjusting the plan to fit your budget.
Get started
Not sure what your plan covers?
Call our office with your member ID and we will run a full benefits check before your visit. No surprises, no guessing.